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ZTBL Career Opportunities 2026: Massive Recruitment of 300 Officer Grade-III/MCO Positions

ZTBL Jobs 2026 Zarai Taraqiati Bank Limited Officer Grade-III Apply Now Zarai Taraqiati Bank Limited (ZTBL), a highly reputable ‘AAA’ rated specialized financial institution with an extensive network of over 500 branches across Pakistan, has announced a major career opportunity. ZTBL is seeking 300 highly motivated, confident, and result-oriented individuals to assume the role of Officer Grade-III / Mobile Credit Officer (OG-III/MCO).

This is a nationwide recruitment drive covering all of Pakistan, including AJK and Gilgit-Baltistan (GB). The selection process is being managed by the National Institute of Banking and Finance (NIBAF) Pakistan.

ZTBL OG-III/MCO Job Details & Eligibility Criteria 2026

The OG-III/MCO position is a crucial entry point into the agricultural banking sector, offering a competitive remuneration package aimed at attracting the best talent.

Position Title	No. of Positions	Age Limit (Maximum)	Key Eligibility Criteria
OG-III / MCO (Across Pakistan, AJK & GB)	300	28 years (as on closing date to apply)	Minimum Qualification: Graduate degree (16 years of education). Preference to Agriculture graduates.
			Academic Score: Minimum 2.5 out of 4.0 (or 3.5 out of 5.0) where CGPA applies OR 60% marks where percentage (conventional system) applies.

General Instructions

Employment: Appointments will be strictly in accordance with ZTBL employee rules. Successful candidates may be placed at any ZTBL branch.
Selection Process: Eligible candidates must undergo a mandatory written test followed by a panel interview.
Exclusions: Dual Nationality holders and applicants with a criminal record or those terminated by any organization are not eligible to apply.
Equal Opportunity: ZTBL is an equal opportunity employer.

Mandatory Online Application Process (Managed by NIBAF-SBP)

The application process is managed online by the National Institute of Banking and Finance Pakistan (NIBAF-P), an affiliate of the State Bank of Pakistan (SBP).

How to Apply (Online Only)

Online Application: Fulfill the eligibility criteria and submit your online application by visiting the following link:
www.nibaf.sbp.org.pk/career.html
Fee Voucher: Upon successful submission, candidates will receive a confirmation email from NIBAF Pakistan containing a fee voucher (also check the junk/spam folder).
Deposit Fee: Deposit the non-refundable test fee of Rs. 500/- in any of the online branches mentioned in the deposit slip.
Submission of Voucher: The paid fee voucher, along with a printout of the confirmation email, must be sent via postal mail to the Examination Division before the due date.

Important Dates and Details

Deadline for Online Application: 31st December, 2025
Submission Address for Voucher:
Examination Division, National Institute of Banking and Finance Pakistan, Moulvi Tamizuddin Khan (M.T. Khan) Road, Karachi-74200.
Admit Cards: Will be issued via email to candidates who have deposited the fee and dispatched their documents by the due date.
Written Test: Will be conducted at designated locations as mentioned on the Admit Card.
Manual Applications: Applications submitted by hand will not be entertained.

ZTBL Recruitment 2026: FAQs

Question	Answer
Q1: What is the last date to submit the ZTBL online application?	The final deadline for online application is 31st December, 2025.
Q2: Who is managing the ZTBL OG-III/MCO recruitment process?	The recruitment is being managed by the National Institute of Banking and Finance (NIBAF) Pakistan, an affiliate of SBP.
Q3: What is the maximum age limit for the OG-III/MCO position?	The maximum age limit is 28 years as of the closing date to apply.
Q4: Is a science or agriculture degree mandatory?	No, the minimum requirement is a Graduate degree (16 years of education), but Agriculture graduates will be given preference.
Q5: What is the application fee and how should it be submitted?	The non-refundable test fee is Rs. 500/-. It must be deposited at an online bank branch and the paid voucher must be sent to the NIBAF Examination Division by postal mail.
Q6: Is this job location specific?	No, the 300 positions are for Across Pakistan, AJK, and Gilgit-Baltistan (GB), placing successful candidates at any ZTBL branch.