National Bank of Pakistan Announces Key Leadership & Operational Roles in Aitemaad Islamic Banking: A Premier Career Opportunity
KARACHI, ISLAMABAD, MULTAN & ACROSS PAKISTAN – The National Bank of Pakistan (NBP), renowned as “The Nation’s Bank,” has unveiled a significant career opportunities initiative, inviting talented, dedicated, and experienced professionals to join its esteemed Aitemaad Islamic Banking division. This strategic move aligns with NBP’s overarching mission to foster the financial well-being of the nation, drive sustainable growth, and promote inclusive development through its extensive network of local and international branches.
Being a colossal entity in Pakistan’s banking landscape, NBP is actively contributing to the country’s socio-economic advancement and is undergoing a transformation to become a future-fit, agile, and sustainable financial institution. This recruitment drive for its Islamic Banking arm underscores NBP’s commitment to ethical finance and expanding its footprint in this rapidly growing sector.
Interested individuals who fulfill the specified basic eligibility criteria are encouraged to apply online through the designated portal within 10 working days from the date of the advertisement’s publication. This represents a golden chance to be part of a leading financial institution dedicated to Shariah-compliant banking.
About National Bank of Pakistan and Aitemaad Islamic Banking
The National Bank of Pakistan stands as one of the largest and most influential banks in the country, playing a crucial role in economic development. With a vast network and a diverse portfolio of services, NBP caters to a broad spectrum of clients, from individual account holders to large corporations and government entities. Its commitment to the nation extends beyond traditional banking, embracing digital transformation, customer-centric services, and sustainable practices.
Aitemaad Islamic Banking is NBP’s dedicated division for Shariah-compliant financial services. It operates on principles of fairness, transparency, and ethical investment, offering a comprehensive range of products and services that adhere strictly to Islamic jurisprudence. This division is critical for NBP’s vision of inclusive development, catering to a segment of the population that seeks financial solutions aligned with their faith. Joining Aitemaad Islamic Banking means contributing to a growing sector that combines modern banking practices with ethical values, fostering economic justice and responsible wealth creation.
Exciting Leadership and Operational Roles Available
NBP is seeking highly skilled professionals for two critical positions within its Aitemaad Islamic Banking division: a Branch Manager (AVP) and a Credit Operations Officer (OG-II / OG-I). Both roles are pivotal to the success and expansion of Islamic banking services across the country.
1. Branch Manager (AVP) – Driving Islamic Banking Growth
The Branch Manager (AVP) position is a key leadership role responsible for the overall strategic and operational success of an Islamic banking branch. This role demands a dynamic individual with strong leadership, business acumen, and an in-depth understanding of Islamic financial principles and products.
Reporting Structure & Educational Requirements
Reporting To: Regional Head
Educational/Professional Qualification:
Minimum Graduation or equivalent from a local or international university/college/institute recognized by the HEC.
Candidates holding a Commerce Graduation or Islamic Banking certification/degree/diploma will be strongly preferred, highlighting the bank’s emphasis on specialized knowledge.
Experience & Expertise for Branch Management
Experience: A minimum of 05 years of experience in branch banking, with at least 03 years specifically as a Branch Manager. Preference will be given to candidates with experience in Islamic Banking.
Other Skills/Expertise/Knowledge Required:
Operational Acumen: Sound knowledge of branch banking operations and Islamic banking products.
Compliance & Risk: Strong understanding of compliance regulations, including AML (Anti-Money Laundering), CFT (Combating Financing of Terrorism), and SBP (State Bank of Pakistan) Prudential Regulations (PRs). Expertise in dealing with audit issues.
Business & Leadership: Good business acumen, result-driven approach, ability to prioritize tasks, excellent analytical skills, strong leadership, and effective branch management capabilities.
Customer & Communication: Outstanding customer services skills and excellent written and verbal communication, coupled with good interpersonal skills.
Outline of Main Duties & Responsibilities of a Branch Manager
The Branch Manager (AVP) will be responsible for a diverse range of functions crucial for the branch’s performance and compliance:
Overall Management & Business Development: Undertake full responsibility for branch affairs, including supervision, business development, achieving targets (KPIs), and promoting Islamic banking products.
Customer Acquisition & Portfolio Growth: Achieve targets for existing-to-bank (ETB) and new-to-bank (NTB) customers, focusing on deposits, finances, retail banking products, biometric access control, e-commerce applications (BANCA), asset management, remittances, and government business.
Performance Monitoring & Reporting: Execute and deliver the branch’s annual business plan, targets, and periodic performance reports to ensure alignment with regional/group strategies.
Team Leadership & Performance Management: Cascade branch targets to staff, regularly track performance, and minimize value and number attrition of customers.
Risk Management & Compliance: Develop strategies for competition, maximize market share, eliminate fraud/forgery through stringent internal controls, support new product launches/sales initiatives, and ensure strict compliance with banking laws, regulations, instructions, and Shariah.
Operations & Administration: Periodically review the credit portfolio, ascertain staff training needs, maintain high customer service standards, ensure branch premises upkeep, provide fair customer treatment, address financial product concerns/complaints, review audit/performance reports, address audit observations, manage documentation, ensure timely process completion (TAT), and perform other assigned duties.
Place of Posting for Branch Manager (AVP)
The Branch Manager positions are available in key strategic locations: Karachi, Kotri, Ghallanai Mohmand, and Darsamand Hangu.
2. Credit Operations Officer (OG-II / OG-I) – Ensuring Smooth Credit Flow
The Credit Operations Officer role is critical for the efficient and compliant processing of credit operations within the Aitemaad Islamic Banking division. This position requires a detail-oriented professional with a strong understanding of credit administration, Islamic finance, and meticulous record-keeping.
Reporting Structure & Educational Requirements
Reporting To: Branch Operations Manager
Educational/Professional Qualification:
Minimum Graduation or equivalent from an HEC-recognized local or international university/college/institute.
Candidates with a Master’s degree or Islamic Banking certification/diploma will be preferred.
Experience & Expertise for Credit Operations
Experience: A minimum of 02 years of banking experience in Credit Operations and/or Credit Administration.
Other Skills/Expertise/Knowledge Required:
Management & Communication: People management skills, strong oral and written communication skills.
Technical Proficiency: Proficiency in MS Office and databases.
Islamic Finance: Sound knowledge of Islamic banking products, policies, and procedures.
Interpersonal & Goal-Oriented: Good selling and interpersonal skills, ability to manage multiple tasks, and organize priorities to meet targets.
Outline of Main Duties & Responsibilities of a Credit Operations Officer
The Credit Operations Officer will handle a variety of responsibilities central to credit processing and compliance:
Credit Accounting & Disbursement: Ensure accurate accounting entries for all transactions, including disbursement and adjustment of advances, as per approved terms in facility offer letters, credit memos, and Disbursement Authorization Certificates (DACs). Execute re-accrual, re-pricing, profit calculation, rental realization, monitoring, and other correspondence related to advances and corporate Sukuk parked at the branch. Ensure advances/investments are disbursed within approved limits.
Ledger Management & Recovery: Post all entries in ALMANAC (LMS) and PD Teller, maintain and balance all advances/investments (Istisna, Tijarat, Salam, Murabaha) in physical registers (counter-checked by RM) and subsidiary ledgers. Coordinate with customers and relevant stakeholders (RM/CAD) regarding payments due, aging, recovery, and insurance policies pertaining to advances/investments.
Documentation & Audit Support: Keep financial and security documents (original insurance policies, etc.) safe. Execute entries pertaining to advances and investment as advised by Pool Management Division (AIBG). Ensure no lapses of error, balancing, and reconciliation for all credit activities. Assist auditors (internal and external) and provide reports pertaining to advances and investment portfolio parked at the branch (in liaison with RM/Unit Head and CAD officer). Prepare all types of monthly/quarterly/annual statements. Maintain confidentiality and transparency in handling credit portfolio data.
Customer Service & Compliance: Address customer queries/issues, maintain high customer service standards, maintain shadow credit files/documentation, ensure maintenance of respective accounts (in liaison with RM/CAD for internal/external financial management, Shariah, SBP, and audit purposes). Ensure compliance with banking laws, regulations, and Shariah. Prepare monthly GL certificates, address audit requirements/observations, implement measures to minimize recurrence, ensure timely process completion, and perform other assigned duties.
Place of Posting for Credit Operations Officer (OG-II / OG-I)
The Credit Operations Officer position is based in Multan.
General Terms, Conditions, and Application Process
Candidates interested in these rewarding career opportunities at the National Bank of Pakistan must carefully review the following terms and conditions:
Employment Type: The employment will be on a contractual basis for three (03) years, which may be renewed based on the discretion of the Management and satisfactory performance.
Compensation: Selected candidates will be offered a competitive compensation package and other benefits in accordance with the Bank’s policy/rules.
Assessment Process: Only shortlisted candidates who strictly meet the aforementioned basic eligibility criteria will be invited for a test and/or panel interview(s).
Equal Opportunity Employer: National Bank of Pakistan is an equal opportunity employer and actively welcomes applications from all qualified individuals, regardless of gender, religion, or disability. This commitment ensures a diverse and inclusive workforce.
No TA/DA: No Travel Allowance (TA) or Daily Allowance (DA) will be admissible for appearing in the test or interview.
How to Apply: Your Pathway to a Career with NBP
Eligible and interested candidates are advised to follow the instructions below to submit their applications:
Online Application: Applications must be submitted online through the official recruitment portal.
Visit the Website: Access the prescribed online application form and detailed instructions by visiting: www.sidathyder.com.pk/careers
Application Window: Ensure your application is submitted online within 10 working days from the date of the publication of this advertisement.
Timely Submission: Applications received after the due date will not be considered under any circumstances.
This is a premier opportunity to build a fulfilling career with the National Bank of Pakistan in its Aitemaad Islamic Banking division, contributing to the nation’s financial landscape while adhering to ethical principles. Professionals with the requisite qualifications and experience are strongly encouraged to apply promptly.
