HBFC Jobs 2026 – House Building Finance Company Limited Announces Latest Career Opportunities in Karachi

If you are looking for finance sector jobs in Pakistan, here’s great news! The House Building Finance Company Limited (HBFC) has announced new job openings in Karachi 2026. HBFC is hiring talented, dynamic, and motivated professionals for multiple management-level positions.

This is an exciting opportunity to join one of Pakistan’s leading financial institutions specializing in housing finance. The company offers competitive salaries, a professional work environment, and career growth opportunities for qualified candidates.

Let’s explore all the latest HBFC jobs 2026, eligibility details, and how you can apply online before the deadline.

About House Building Finance Company Limited (HBFC)

HBFC (House Building Finance Company Limited) is Pakistan’s premier housing finance institution, established to provide affordable housing solutions to the people of Pakistan. Operating under the State Bank of Pakistan (SBP) and owned by the Government of Pakistan, HBFC plays a vital role in promoting home ownership across the country.

Over the decades, HBFC has become a trusted name in the financial sector, focusing on mortgage finance, credit assessment, operational risk management, and sustainable housing initiatives.

The newly announced HBFC job vacancies 2026 aim to strengthen the company’s operational and risk management divisions in Karachi.

Latest HBFC Jobs 2026 in Karachi – Apply Now

The House Building Finance Company Limited is inviting applications for the following positions at its head office in Karachi:

1. Manager / AVP / Head of Operational Risk

2. Assistant Manager / Manager – Risk Review / Risk Modeler

3. Assistant Manager – Credit Assessment Unit

All positions are contractual and subject to extension based on individual performance and company policy. HBFC encourages applicants with strong analytical, leadership, and decision-making skills to apply.

HBFC Job Details – Eligibility, Qualifications, and Key Responsibilities

1. Manager / AVP / Head of Operational Risk

Location: Karachi

Job Summary:
The selected candidate will lead the Operational Risk Department, responsible for identifying, analyzing, and mitigating risks associated with HBFC’s financial operations.

Key Responsibilities:

• Develop and implement operational risk management frameworks.
• Conduct internal risk assessments and ensure regulatory compliance.
• Collaborate with senior management to strengthen internal controls.
• Provide regular reports to the Head of Risk and Audit Committee.

Preferred Qualifications:

• Master’s degree in Finance, Risk Management, Accounting, or Business Administration.
• Professional certifications like FRM, CFA, or PRM will be an added advantage.
• 5–8 years of relevant experience in risk management within a financial institution.

This position is ideal for candidates searching for senior-level risk management jobs in Karachi 2026.

2. Assistant Manager / Manager – Risk Review / Risk Modeler

Location: Karachi

Job Summary:
The Risk Review/Modeler will analyze risk exposure using statistical and financial models, review credit portfolios, and help improve HBFC’s risk evaluation processes.

Key Responsibilities:

• Design and implement quantitative risk models.
• Monitor portfolio performance and identify risk concentration areas.
• Prepare periodic risk reports for management.
• Support decision-making in loan approvals and portfolio management.

Preferred Qualifications:

• Bachelor’s or Master’s degree in Finance, Economics, Statistics, or Actuarial Science.
• Hands-on experience with risk modeling software, Python, or Excel-based modeling.
• 3–6 years of experience in risk assessment, preferably in a bank or financial company.

This is one of the best opportunities for those seeking finance and data analysis jobs in Karachi 2026.

3. Assistant Manager – Credit Assessment Unit

Location: Karachi

Job Summary:
The candidate will work in the Credit Assessment Unit, responsible for assessing the creditworthiness of borrowers, reviewing loan applications, and ensuring prudent lending practices.

Key Responsibilities:

• Conduct in-depth financial analysis of applicants.
• Evaluate repayment capacity, collateral, and credit risk.
• Prepare comprehensive credit reports for management review.
• Maintain compliance with internal credit policies and SBP regulations.

Preferred Qualifications:

• Bachelor’s or Master’s degree in Finance, Accounting, or Banking.
• Minimum 2–4 years of experience in credit risk assessment or loan processing.
• Strong communication and analytical skills are essential.

This role is perfect for candidates looking for credit analysis jobs in Pakistan’s banking sector.

HBFC Careers 2026 – Why You Should Apply

Joining HBFC means becoming part of a respected government-owned financial organization that promotes home ownership and sustainable housing in Pakistan.

Here’s why these HBFC career opportunities 2026 are worth applying for:

✅ Competitive Salary Packages – HBFC offers attractive pay scales and performance-based incentives.
✅ Career Growth – Regular training and professional development programs.
✅ Work-Life Balance – Supportive work culture and flexible work policies.
✅ Equal Opportunity Employer – HBFC welcomes applications from all genders and backgrounds.
✅ Permanent Extension Potential – Contractual jobs with extension opportunities based on performance.

These benefits make HBFC one of the most appealing finance job providers in Pakistan.

How to Apply for HBFC Jobs 2026 – Online Application Process

Interested candidates can apply online through the official HBFC careers portal.

🔗 Website: www.hbfc.com.pk/careers

Application Deadline: 🗓️ January 25, 2026

Steps to Apply Online:

1. Visit the official HBFC careers page.
2. Select the desired job title (Manager, Risk Modeler, or Credit Assessment).
3. Review job details and eligibility criteria.
4. Submit your online application along with your updated resume.
5. Only shortlisted candidates will be contacted for further assessment.

HBFC has clearly stated that eligibility criteria may be relaxed for exceptionally qualified candidates, allowing experienced professionals more flexibility.

Important Notes for Applicants

• These are contractual positions with the possibility of extension based on performance and organizational needs.
• HBFC follows a merit-based hiring policy, ensuring equal opportunity for all applicants.
• Candidates with exceptional academic qualifications or experience in risk management, finance, or banking will be given preference.

Applicants are advised to submit their forms well before the deadline to avoid last-minute delays.

Final Thoughts – Build Your Career with HBFC Pakistan

The House Building Finance Company Limited Jobs 2026 offer an incredible opportunity to work in the heart of Pakistan’s banking and finance industry. Whether you specialize in operational risk management, risk modeling, or credit analysis, HBFC provides a professional environment where your talent can thrive.

These positions not only promise career growth but also contribute to HBFC’s vision of empowering Pakistanis through affordable housing finance.

If you’re passionate about finance, leadership, and innovation — apply for HBFC Jobs 2026 in Karachi before January 25, 2026 and take the next step in your professional journey.

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