Zarai Taraqiati Bank Limited ZTBL Jobs 2025 – Apply Online
Introduction
The Zarai Taraqiati Bank Limited (ZTBL) has officially announced new career opportunities for 2025. As one of the leading specialized financial institutions in Pakistan, ZTBL plays a vital role in agricultural financing and the promotion of rural development. With over 500 branches across the country, the bank continues to expand its professional team by recruiting experienced, energetic, and innovative individuals who are ready to contribute to the transformation of the banking sector.
These latest ZTBL Jobs 2025 offer positions in multiple domains, including liability business, product development, credit policy, remedial asset management, IT, and software development. The announcement highlights that all positions are Islamabad-based (except where specified otherwise), making this an attractive opportunity for professionals willing to work at the bank’s headquarters.
About Zarai Taraqiati Bank Limited
ZTBL, formerly known as the Agricultural Development Bank of Pakistan, has been a cornerstone in financing Pakistan’s agricultural sector. The bank’s mission is to meet the credit needs of the farming community while also supporting innovation and development in the rural economy.
With an extensive branch network and a reputation for delivering agricultural financing solutions, ZTBL continues to evolve into a modern financial institution. The newly announced jobs represent its commitment to bringing in professionals who can strengthen its operations and enhance its services in line with the latest banking practices.
Available Positions in ZTBL Jobs 2025
ZTBL has announced multiple senior and mid-level vacancies. Below is the detailed list of posts along with qualifications, experience requirements, and key responsibilities:
1. Head Liability Business (SVP/SVP-1)
Experience: Minimum 10 years in Bank/Financial Institutions.
Qualification: Bachelor’s degree (HEC recognized, national/international).
Job Responsibilities:
Design and implement deposit mobilization strategies.
Introduce innovative liability products and campaigns.
Manage customer engagement, segmentation, and corporate deposit strategies.
Collaborate with branches across 500+ locations to ensure deposit growth.
Monitor deposit portfolio, liquidity ratios, and interest spreads.
Train branch staff on liability products.
Enhance customer retention through effective relationship management.
2. Unit Head – Product Development (AVP/VP)
Experience: Minimum 08 years in Bank/Financial Institutions.
Qualification: Bachelor’s degree (HEC recognized, national/international).
Job Responsibilities:
Develop liability and Shariah-compliant products.
Innovate deposit offerings for CASA, term deposits, youth, women, and SMEs.
Design customer value propositions aligned with SBP regulations.
Conduct competitor analysis to strengthen product offerings.
Coordinate with IT, Operations, and Compliance teams to roll out new banking solutions.
Train staff on product features and benefits.
3. Head Credit Policy (SVP/SVP-1)
Experience: Minimum 12 years in Bank/Financial Institutions.
Qualification: Bachelor’s degree (HEC recognized).
Job Responsibilities:
Formulate and update ZTBL’s credit policy framework.
Ensure alignment with SBP regulations and international best practices.
Conduct credit risk assessments and portfolio analysis.
Implement credit risk mitigation tools.
Prepare internal audit reports related to credit operations.
Liaise with branches and regional offices for smooth credit policy implementation.
4. Head Credit Operation (VP/EVP-1)
Experience: Minimum 10 years.
Qualification: Bachelor’s degree (HEC recognized).
Job Responsibilities:
Manage end-to-end credit operations.
Ensure compliance with credit approval processes.
Oversee documentation and disbursement of loans.
Monitor turnaround times for loan processing.
Train staff on credit administration procedures.
Ensure quality control through compliance monitoring.
5. Unit Head – Remedial Asset Management (OG-I/VP)
Experience: Minimum 10 years.
Qualification: Bachelor’s degree (HEC recognized).
Job Responsibilities:
Implement strategies for collection and recovery of NPLs.
Provide guidance to branches on default loan cases.
Monitor loan restructuring activities.
Prepare recovery performance reports.
Collaborate with the legal team for litigation support.
Ensure compliance with SBP recovery guidelines.
6. Software Developer (.NET Technology) (OG-II/OG-I)
Experience: Minimum 03 years.
Qualification: Bachelor’s degree in Computer Science/IT/Software Engineering (HEC recognized).
Job Responsibilities:
Develop, design, and maintain banking applications using .NET technologies.
Perform database management and system integration.
Test and troubleshoot technical issues.
Coordinate with IT infrastructure teams for smooth system performance.
Provide technical support to end-users.
7. Unit Head – Contact Center QA & Development (VP/EVP-1)
Experience: Minimum 10 years.
Qualification: Bachelor’s degree.
Job Responsibilities:
Monitor and evaluate contact center operations.
Develop quality assurance frameworks for customer service.
Prepare customer service improvement plans.
Conduct training for call center agents.
Oversee complaint management and service recovery.
Ensure compliance with service-level agreements (SLAs).
8. IT Administrator Treasury Division (AVP/VP)
Experience: Minimum 08 years.
Qualification: Bachelor’s degree in Computer Science/IT (HEC recognized).
Job Responsibilities:
Manage IT operations for Treasury Division.
Ensure smooth integration of treasury systems with banking applications.
Handle real-time transaction monitoring systems.
Manage database performance and security.
Support treasury staff in technical matters.
Prepare system upgrade plans.
Eligibility Criteria
Maximum age limit varies by position:
SVP/SVP-1: 55 years
EVP/VP: 50 years
AVP/VP: 45 years
OG-I/OG-II: 35 years
Only candidates meeting experience and education criteria should apply.
All degrees must be from HEC-recognized institutions.
Applications with incomplete or false information will be rejected.
The positions are Islamabad-based, except where mentioned.
How to Apply for ZTBL Jobs 2025
Visit the ZTBL official careers page: https://www.ztbl.com.pk/jobs
Select the position of your choice.
Complete the online application form with accurate information.
Submit your application before the deadline.
Application Deadline: 12th October 2025
Only online applications will be accepted.
Salary and Benefits
ZTBL offers attractive and market-competitive compensation packages. Employees will receive:
Competitive salary based on experience and grade.
Provident fund and gratuity.
Medical coverage for employees and families.
Training and career development programs.
Opportunity to work in one of Pakistan’s leading financial institutions.
Why Join Zarai Taraqiati Bank Limited?
Working at ZTBL provides not only career growth but also a chance to contribute to Pakistan’s agricultural and financial development. Here are some reasons why professionals prefer ZTBL:
Prestigious Organization: A leading agricultural bank with a strong reputation.
Nationwide Impact: Work directly or indirectly for the betterment of the farming community.
Career Advancement: Opportunities to grow into senior management roles.
Professional Training: Regular skill development workshops.
Stability: Secure and rewarding career in a government-backed institution.
Frequently Asked Questions (FAQs)
Q1: What is the last date to apply for ZTBL Jobs 2025?
The last date to submit applications is 12th October 2025.
Q2: Are these jobs contract-based or permanent?
All jobs are Islamabad-based and regular positions, unless specified otherwise.
Q3: Is prior banking experience necessary?
Yes. Each position requires 3–12 years of relevant experience, depending on the role.
Q4: Can fresh graduates apply?
No. These jobs are designed for experienced professionals only.
Q5: How will candidates be shortlisted?
Applications will be reviewed based on qualifications and experience. Only shortlisted candidates will be contacted for interviews.
Conclusion
The ZTBL Jobs 2025 announcement is a golden opportunity for skilled professionals in banking, finance, IT, and asset management. With positions ranging from Head Liability Business to Software Developer, ZTBL offers a variety of roles for individuals ready to take their careers to the next level.
Interested candidates are encouraged to apply online before 12th October 2025 to secure their chance of joining this prestigious institution. Working with ZTBL not only ensures a rewarding career but also allows professionals to make a meaningful impact on Pakistan’s agricultural and financial sectors.
